For many, retirement isn't a word to think of until they are a few years or months to retirement. For quite a number too, they never really get to think about it since retirement is slammed on them by the employer, even before they have considered putting it in their scheme of things. We see that everyday. In government institutions, for instance. Even the banks, sequel to the mergers that followed the banking-sector consolidation. Many suddenly found themselves out in the cold at a point it wasn't on their agenda. For many, they have passed their prime and may not easily fit into new employment. The really is that the income flow could simply cease, abruptly. In that circumstance, it's only a short while for whatever exit benefits, if any, to fizzle out under the weight of the rising cost of living.
In these and other circumstances the picture could be much rosier for the worker if literally sees the end from the beginning. It's all about thinking ahead, about seeing the inevitable future and moving early to position oneself for the challenges. Retirement planning is a deliberate process to provide for that period when you could be out of steady income due to retirement from active work. A whole package of options for achieving this is possible. Like some of the ideas you will find in this section.
That the world's second richest man by 2006 (Forbes), Mr Warren buffett, made his wealth through investing and managing investments. Those who invested a mere $20,000 with him in the early days of Berkshire Hathaway are today worth hundreds of millions of dollars from that investment. See for yourself».
The Nigerian Stock Exchange has, for several years running, posted average annual returns that compare favourably with the leading stock markets across the globe. The excellent market returns have simply meant increasing wealth for those who had the foresight to invest
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